/* Shared styles for the partner sites. Plain insurance-site look (see SITE-RULES.md).
   Each site sets its colours and fonts as variables on :root in the page <head>. */

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;font:400 16.5px/1.6 var(--font-body);color:var(--ink);background:#fff;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer}
h1,h2,h3,h4{font-family:var(--font-head);color:var(--ink);margin:0;line-height:1.2;letter-spacing:-.01em;text-wrap:balance}
p{margin:0}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:6px}
.wrap{max-width:1240px;margin:0 auto;padding:0 20px}
.ic{width:1.15em;height:1.15em;flex:none;display:inline-block;vertical-align:-.2em;fill:currentColor}
.ci{width:44px;height:44px;flex:none;display:block}
.ci.sm{width:26px;height:26px}
.ci.big{width:60px;height:60px}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 15.5px/1.2 var(--font-body);padding:13px 22px;border-radius:10px;border:2px solid transparent;transition:background .15s,color .15s,border-color .15s;white-space:nowrap;text-align:center}
.btn .ic{width:19px;height:19px}
.btn-main{background:var(--accent);color:var(--accent-ink)}
.btn-main:hover{background:var(--accent-hover)}
.btn-brand{background:var(--brand);color:#fff}
.btn-brand:hover{background:var(--brand-dark)}
.btn-line{border-color:var(--line-strong);color:var(--ink);background:#fff}
.btn-line:hover{border-color:var(--brand);color:var(--brand)}
.btn-alt{background:#fff;color:var(--brand);border-color:#fff}
.btn-alt:hover{border-color:var(--brand)}
.btn-wa{background:#1FA855;color:#fff}
.btn-wa:hover{background:#178A45}
.btn-sm{font-size:14.5px;padding:10px 15px}
.link{display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--brand)}
.actions{display:flex;flex-wrap:wrap;gap:10px}

/* ---------- top bar + header ---------- */
.topbar{background:var(--brand-dark);color:rgba(255,255,255,.9);font-size:14px}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:38px}
.topbar a{display:inline-flex;align-items:center;gap:6px;color:rgba(255,255,255,.9)}
.topbar a:hover{color:#fff;text-decoration:underline}
.topbar .right{display:flex;gap:20px;align-items:center}
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(16,34,46,.05)}
.site-header .wrap{display:flex;align-items:center;gap:16px;min-height:74px}
.brand-link{display:flex;align-items:center;gap:10px;flex:none}
.brand-link img{height:var(--logo-h);width:auto}
.brand-name b{font:800 17px/1.15 var(--font-head);color:var(--brand-dark)}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav>a,.dd>button{display:flex;align-items:center;gap:5px;font:600 15.5px/1 var(--font-body);color:var(--ink);padding:11px 12px;border-radius:8px;white-space:nowrap}
.nav>a:hover,.dd>button:hover,.dd.open>button{background:var(--brand-tint);color:var(--brand)}
.nav>a[aria-current=page]{color:var(--brand)}
.dd{position:relative}
.dd>button .ic{width:15px;height:15px;transition:transform .15s}
.dd.open>button .ic{transform:rotate(180deg)}
.dd-menu{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%);width:max-content;min-width:260px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 20px 44px rgba(16,34,46,.16);padding:8px;display:none;grid-template-columns:repeat(var(--cols,1),minmax(220px,1fr));gap:2px}
.dd.open .dd-menu{display:grid}
.dd-menu a,.drawer details a{display:flex;align-items:center;gap:12px;padding:9px 12px;border-radius:9px;font-weight:600;font-size:15px}
.dd-menu a:hover{background:var(--bg-soft);color:var(--brand)}
.dd-more{grid-column:1/-1;justify-content:center;color:var(--brand);border-top:1px solid var(--line);border-radius:0 0 9px 9px!important;margin-top:4px}
.head-cta{display:flex;gap:8px;align-items:center;flex:none}
.burger{display:none;width:46px;height:46px;border-radius:10px;border:1.5px solid var(--line-strong);align-items:center;justify-content:center;color:var(--ink)}
.burger .ic{width:24px;height:24px}

/* ---------- mobile drawer ---------- */
.drawer{position:fixed;inset:0;z-index:80;display:none}
.drawer.open{display:block}
.drawer .shade{position:absolute;inset:0;background:rgba(8,20,35,.5)}
.drawer .panel{position:absolute;top:0;right:0;bottom:0;width:min(380px,92vw);background:#fff;display:flex;flex-direction:column;box-shadow:-20px 0 50px rgba(0,0,0,.2);animation:slideIn .2s ease-out}
@keyframes slideIn{from{transform:translateX(30px);opacity:0}to{transform:none;opacity:1}}
.drawer .top{display:flex;align-items:center;justify-content:space-between;padding:12px 16px;border-bottom:1px solid var(--line)}
.drawer .top img{height:42px;width:auto}
.drawer .body{overflow-y:auto;padding:8px 12px 16px;flex:1}
.drawer .top-link,.drawer summary{display:flex;align-items:center;gap:12px;padding:14px 10px;font:700 17px/1.2 var(--font-body);border-radius:10px;list-style:none;cursor:pointer}
.drawer summary::-webkit-details-marker{display:none}
.drawer summary .chev{margin-left:auto;display:flex;transition:transform .15s}
.drawer details[open] summary .chev{transform:rotate(180deg)}
.drawer .body a:hover,.drawer summary:hover{background:var(--bg-soft)}
.drawer .foot{padding:12px 16px 16px;border-top:1px solid var(--line);display:grid;gap:8px}

/* ---------- sections ---------- */
section{padding:60px 0}
.soft{background:var(--bg-soft)}
.sec-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:12px 40px;margin-bottom:26px}
.sec-head h2{font-size:clamp(24px,3vw,32px)}
.sec-head p{color:var(--muted);font-size:17px;margin-top:6px;max-width:640px}

/* ---------- hero ---------- */
.hero{padding:52px 0 44px;background:var(--hero-bg);color:var(--hero-ink);text-align:center}
.hero h1{font-size:clamp(28px,4.2vw,46px);color:var(--hero-ink);margin:16px auto 0;max-width:900px}
.hero h1 em{font-style:normal;color:var(--hero-em)}
.hero .lead{font-size:clamp(16.5px,1.6vw,19px);color:var(--hero-muted);margin:14px auto 0;max-width:720px}
.hero .actions{justify-content:center;margin-top:24px}
.pill{display:inline-flex;align-items:center;gap:8px;padding:7px 14px;border-radius:99px;font:700 14px/1.2 var(--font-body);background:var(--pill-bg);color:var(--pill-ink);border:1px solid var(--pill-line)}
.facts{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 30px;margin:26px 0 0;padding:0;list-style:none}
.facts li{display:flex;align-items:center;gap:10px;font-weight:700;font-size:15.5px;color:var(--hero-ink)}
.facts .ci{width:34px;height:34px;background:#fff;border-radius:10px;padding:5px}

/* ---------- product tiles (like insurance comparison sites) ---------- */
.tiles{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}
.tile{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;min-height:128px;padding:16px 10px;background:#fff;border:1px solid var(--line);border-radius:12px;text-align:center;font-weight:600;font-size:15px;line-height:1.25;box-shadow:0 2px 6px rgba(16,34,46,.04);transition:transform .15s,box-shadow .15s,border-color .15s}
.tile:hover{transform:translateY(-3px);border-color:var(--brand);box-shadow:0 10px 24px rgba(16,34,46,.1)}
.tile .ci{width:48px;height:48px}
.tiles.small{grid-template-columns:repeat(6,1fr)}
.tiles.small .tile{min-height:110px}
.tiles.small .ci{width:40px;height:40px}

/* ---------- cards ---------- */
.grid{display:grid;gap:14px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.grid>*,.form-wrap>*{min-width:0}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;display:flex;flex-direction:column;gap:8px}
a.card{transition:border-color .15s,box-shadow .15s,transform .15s}
a.card:hover{border-color:var(--brand);box-shadow:0 10px 26px rgba(16,34,46,.09);transform:translateY(-2px)}
.card h3{font-size:19px;margin-top:4px}
.card p{color:var(--muted);font-size:15.5px}
.card .go{margin-top:auto;padding-top:6px}
.icon-box{width:56px;height:56px;border-radius:14px;display:grid;place-items:center;background:color-mix(in srgb,var(--c) 11%,#fff);flex:none}
.icon-box .ci{width:34px;height:34px}
.icon-box.lg{width:64px;height:64px}
.icon-box.lg .ci{width:40px;height:40px}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;list-style:none;padding:0;margin:0}
.steps li{position:relative;background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;display:flex;flex-direction:column;gap:8px}
.steps .n{position:absolute;top:16px;right:18px;font:800 15px/1 var(--font-head);color:var(--muted);opacity:.55}
.steps h3{font-size:18px;margin-top:4px}
.steps p{color:var(--muted);font-size:15.5px}
.checks{list-style:none;padding:0;margin:4px 0 0;display:grid;gap:10px}
.checks li{display:flex;gap:10px;align-items:center;font-size:16px}

/* ---------- bands ---------- */
.two-bands{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.band{border:1px solid var(--line);background:var(--bg-soft);border-radius:16px;padding:26px;display:flex;flex-direction:column;gap:14px}
.band h2{font-size:23px}
.band p{color:var(--muted);margin-top:4px}
/* card with a picture: text and picture side by side, buttons underneath */
.band.art{display:grid;grid-template-columns:1fr 168px;grid-template-areas:"text img" "actions actions";align-items:center;gap:6px 16px;padding-top:20px}
.band.art .band-text{grid-area:text}
.band.art .band-img{grid-area:img;width:168px;height:auto;justify-self:end}
.band.art .actions{grid-area:actions;margin-top:8px}
@media (max-width:620px){.band.art{grid-template-columns:1fr 104px}.band.art .band-img{width:104px}.band.art h2{font-size:20px}}

/* ---------- business insurance lists ---------- */
.biz{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;margin-bottom:14px}
.biz h3{display:flex;align-items:center;gap:12px;font-size:20px;margin-bottom:14px}
.biz h3 .ci{width:40px;height:40px}
.chip-links{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:8px}
.chip-links a{display:flex;align-items:center;gap:10px;padding:10px 12px;border:1px solid var(--line);border-radius:10px;font-weight:600;font-size:15px;background:#fff}
.chip-links a:hover{border-color:var(--brand);color:var(--brand);background:var(--bg-soft)}

/* ---------- logo rail (endless, auto + manual both ways) ---------- */
.logos{padding:40px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.logos-title{font-size:20px;text-align:center;margin-bottom:18px}
.rail{position:relative;display:flex;align-items:center;gap:8px}
.rail-view{flex:1;overflow-x:auto;scrollbar-width:none;cursor:grab;-webkit-mask-image:linear-gradient(90deg,transparent,#000 4%,#000 96%,transparent);mask-image:linear-gradient(90deg,transparent,#000 4%,#000 96%,transparent);touch-action:pan-x pan-y}
.rail-view::-webkit-scrollbar{display:none}
.rail-view.dragging{cursor:grabbing}
.rail-track{display:flex;gap:12px;width:max-content;padding:4px 0}
.logo-tile{flex:none;width:170px;height:80px;border:1px solid var(--line);border-radius:12px;background:#fff;display:grid;place-items:center;padding:10px 14px;user-select:none}
.logo-tile img{max-width:100%;height:auto;object-fit:contain;pointer-events:none}
.rail-btn{flex:none;width:42px;height:42px;border-radius:50%;border:1px solid var(--line-strong);background:#fff;display:grid;place-items:center;color:var(--ink);box-shadow:0 2px 6px rgba(16,34,46,.08)}
.rail-btn:hover{border-color:var(--brand);color:var(--brand)}
.rail-btn .ic{width:20px;height:20px}

/* ---------- page head ---------- */
.page-head{padding:34px 0 30px;background:var(--hero-bg);color:var(--hero-ink)}
.page-head h1{font-size:clamp(28px,4vw,40px);color:var(--hero-ink)}
.page-head p{color:var(--hero-muted);font-size:17.5px;margin-top:10px;max-width:700px}
.page-head .actions{margin-top:20px}
.crumbs{display:flex;align-items:center;gap:8px;font-size:14.5px;color:var(--hero-muted);margin-bottom:12px}
.crumbs a{color:var(--hero-em);font-weight:700}

/* ---------- forms ---------- */
.form-wrap{display:grid;grid-template-columns:1.4fr .9fr;gap:22px;align-items:start}
.form{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px;scroll-margin-top:110px}
.form h2{font-size:24px}
.form>.fbody>p.sub{color:var(--muted);margin-top:4px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:20px 16px;margin-top:22px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
.field[hidden]{display:none}
.field label,.field .lbl{font-weight:700;font-size:15px}
.field .opt{font-weight:500;color:var(--muted)}
.field .hint{font-size:14px;color:var(--muted)}
.field input,.field select,.field textarea{font:500 16px/1.3 var(--font-body);color:var(--ink);padding:13px 14px;border:1.5px solid var(--line-strong);border-radius:10px;background:#fff;width:100%;min-width:0}
.field textarea{min-height:100px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-tint)}
.phone{display:flex;border:1.5px solid var(--line-strong);border-radius:10px;overflow:hidden;background:#fff}
.phone span{display:grid;place-items:center;padding:0 12px;background:var(--bg-soft);font-weight:700;border-right:1.5px solid var(--line-strong)}
.phone input{border:0!important;border-radius:0;box-shadow:none!important}
.phone:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-tint)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chips label{position:relative;display:inline-flex;align-items:center;gap:8px;padding:10px 14px;border:1.5px solid var(--line-strong);border-radius:10px;font-weight:600;font-size:15px;cursor:pointer;background:#fff}
.chips input{position:absolute;opacity:0;pointer-events:none}
.chips label:has(input:checked){border-color:var(--brand);background:var(--brand-tint);color:var(--brand)}
.chips label:has(input:focus-visible){outline:3px solid var(--focus);outline-offset:2px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:var(--muted);margin-top:18px;cursor:pointer}
.consent input{width:20px;height:20px;margin-top:1px;accent-color:var(--brand);flex:none}
.err{display:none;color:var(--bad);font-size:14px;font-weight:600;align-items:center;gap:6px}
.bad .err{display:flex}
.bad input,.bad select,.bad textarea,.bad .phone,.bad .chips label{border-color:var(--bad)}
.form-actions{margin-top:22px}
.form-note{display:flex;gap:8px;align-items:flex-start;font-size:14px;color:var(--muted);margin-top:14px}
.form-note .ic{margin-top:2px}
.hp{position:absolute;left:-5000px}
.done{display:none;text-align:center;padding:24px 8px}
.done .ci.big{margin:0 auto 12px}
.done h3{font-size:23px}
.done p{color:var(--muted);margin:10px auto 18px;max-width:440px}
.done-actions{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.form.sent .fbody{display:none}
.form.sent .done{display:block}
.sending button[type=submit]{opacity:.6;pointer-events:none}
.side{display:grid;gap:14px}
.info{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;display:grid;gap:14px}
.info h3{font-size:19px}
.info .row{display:flex;gap:12px;align-items:center}
.info .row .icon-box{width:46px;height:46px;border-radius:12px}
.info .row .icon-box .ci{width:28px;height:28px}
.info small{display:block;color:var(--muted);font-size:13.5px;font-weight:600}
.info .row a,.info .row span{font-weight:700;font-size:16px;word-break:break-word}
.info .row a:hover{color:var(--brand);text-decoration:underline}
.tip{background:var(--bg-soft);border:1px solid var(--line);border-radius:16px;padding:20px;display:grid;gap:10px}
.tip h3{font-size:17px;display:flex;align-items:center;gap:10px}
.tip h3 .ci{width:30px;height:30px}
.tip p,.tip li{color:var(--muted);font-size:15.5px}
.tip ul{margin:0;padding-left:20px;display:grid;gap:4px}

/* ---------- calculators ---------- */
.calc{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 8px 28px rgba(16,34,46,.06)}
.ctabs{display:flex;gap:6px;padding:10px;background:var(--bg-soft);border-bottom:1px solid var(--line);overflow-x:auto;scrollbar-width:none}
.ctabs::-webkit-scrollbar{display:none}
.ctabs button{flex:none;display:flex;align-items:center;gap:8px;padding:9px 14px;border-radius:10px;font-weight:700;font-size:15px;color:var(--muted);transition:background .15s,color .15s,box-shadow .15s}
.ctabs button:hover{color:var(--ink)}
.ctabs button[aria-selected=true]{background:#fff;color:var(--ink);box-shadow:0 2px 8px rgba(16,34,46,.1)}
.cpane{display:grid;grid-template-columns:1.1fr .9fr}
.cpane[hidden]{display:none}
.cin{padding:26px;display:grid;gap:22px;align-content:start}
.cfield .ctop{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}
.cfield label{font-weight:700;font-size:15.5px}
.cval{display:flex;align-items:center;gap:4px;background:var(--brand-tint);border:1.5px solid transparent;border-radius:9px;padding:6px 10px;color:var(--brand);font-weight:800}
.cval:focus-within{border-color:var(--brand);background:#fff}
.cval b{font-weight:800}
.cval input{border:0;background:transparent;font:800 16.5px/1.2 var(--font-body);color:var(--brand);width:9ch;text-align:right;padding:0;outline:none}
.cfield select{width:100%;font:600 16px var(--font-body);padding:11px 12px;border:1.5px solid var(--line-strong);border-radius:10px;background:#fff}
.cfield input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:99px;background:linear-gradient(90deg,var(--brand) var(--p,50%),var(--line) var(--p,50%));outline:none;cursor:pointer}
.cfield input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--brand);box-shadow:0 2px 6px rgba(16,34,46,.25);transition:transform .15s}
.cfield input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:3px solid var(--brand);box-shadow:0 2px 6px rgba(16,34,46,.25)}
.cfield input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
.cout{background:linear-gradient(180deg,var(--bg-soft),#fff);border-left:1px solid var(--line);padding:26px;display:flex;flex-direction:column;gap:14px}
.cout small{color:var(--muted);font-weight:700;font-size:14px}
.cbig{display:block;font:800 clamp(30px,3.6vw,40px)/1.1 var(--font-head);color:var(--ink);font-variant-numeric:tabular-nums}
.donut-row{display:flex;align-items:center;gap:22px}
.donut{width:130px;height:130px;flex:none;transform:rotate(-90deg)}
.donut circle{fill:none;stroke-width:6}
.donut .ring{stroke:var(--line)}
.donut .arc-a{stroke:var(--brand);stroke-dasharray:0 100;transition:stroke-dasharray .5s ease,stroke-dashoffset .5s ease}
.donut .arc-b{stroke:var(--accent);stroke-dasharray:0 100;transition:stroke-dasharray .5s ease,stroke-dashoffset .5s ease}
.legend{list-style:none;margin:0;padding:0;display:grid;gap:12px;flex:1}
.legend li{display:grid;grid-template-columns:14px 1fr;column-gap:10px;align-items:center}
.legend i{width:12px;height:12px;border-radius:4px;grid-row:span 2}
.legend .la{background:var(--brand)}.legend .lb{background:var(--accent)}
.legend span{color:var(--muted);font-size:14.5px}
.legend b{font-size:17px;font-variant-numeric:tabular-nums}
.cnote{font-size:14px;color:var(--muted)}
.cout .btn{align-self:flex-start}

/* ---------- risk quiz ---------- */
.quiz{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;display:grid;gap:18px}
.rq{border:0;padding:0;margin:0}
.rq legend{font-weight:700;font-size:16.5px;margin-bottom:10px;padding:0}
.quiz-actions{display:flex;flex-wrap:wrap;align-items:center;gap:14px}
.quiz-err{display:flex;gap:6px;align-items:center;color:var(--bad);font-weight:600}
.quiz-err[hidden]{display:none}
.quiz-result{border-top:1px solid var(--line);padding-top:18px;display:grid;gap:12px}
.quiz-result[hidden]{display:none}
.qr-head{display:flex;align-items:center;gap:14px}
.qr-head small{display:block;color:var(--muted);font-weight:600}
.qr-head b{font:800 26px/1.1 var(--font-head)}

/* ---------- guides (UIC picture guides) + lightbox ---------- */
.guides{display:grid;grid-template-columns:repeat(8,1fr);gap:12px}
.guide{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff;display:flex;flex-direction:column;text-align:left}
.guide img{aspect-ratio:4/5;object-fit:cover;width:100%}
.guide span{display:flex;align-items:center;justify-content:space-between;gap:6px;padding:9px 10px;font-weight:700;font-size:14px;line-height:1.25}
.guide span .ic{color:var(--brand)}
.guide:hover{border-color:var(--brand)}
.lightbox{position:fixed;inset:0;z-index:90;background:rgba(5,12,25,.88);display:none;align-items:center;justify-content:center;padding:20px}
.lightbox.open{display:flex}
.lightbox img{max-height:calc(100vh - 110px);width:auto;border-radius:12px}
.lightbox .close{position:absolute;top:14px;right:14px;width:48px;height:48px;border-radius:12px;background:#fff;color:#000;display:grid;place-items:center}
.lightbox .close .ic{width:26px;height:26px}
.lightbox .cap{position:absolute;bottom:18px;left:0;right:0;text-align:center;color:#fff;font-weight:700}

/* ---------- footer ---------- */
.site-footer{background:var(--footer-bg);color:rgba(255,255,255,.85);padding:52px 0 24px;font-size:15.5px}
.site-footer .cols{display:grid;grid-template-columns:1.2fr 1fr 1fr .9fr 1.5fr;gap:28px}
.site-footer h4{color:#fff;font:700 14px/1 var(--font-body);letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}
.site-footer a{display:inline-flex;align-items:center;gap:8px}
.site-footer .cols>*{min-width:0}
.site-footer li a{overflow-wrap:normal;word-break:normal;align-items:flex-start}
.site-footer li a .ic{margin-top:3px}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .logo-panel{display:inline-block;background:#fff;border-radius:12px;padding:10px 14px}
.site-footer .logo-panel img{height:var(--footer-logo-h);width:auto}
.site-footer .about{margin-top:14px;max-width:300px}
.socials{display:flex;gap:8px;margin-top:14px}
.socials a{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.1);display:grid;place-items:center}
.site-footer .legal{border-top:1px solid rgba(255,255,255,.15);margin-top:36px;padding-top:18px;font-size:14px;color:rgba(255,255,255,.72)}
.wa-float{position:fixed;right:18px;bottom:18px;z-index:40;display:flex;align-items:center;gap:8px;background:#1FA855;color:#fff;font-weight:700;padding:12px 18px;border-radius:99px;box-shadow:0 10px 26px rgba(0,0,0,.22)}
.wa-float .ic{width:22px;height:22px}
.wa-float:hover{background:#178A45}

/* ---------- responsive ---------- */
@media (max-width:1320px){.nav>a,.dd>button{padding:10px 9px;font-size:15px}}
@media (max-width:1180px){
  .nav,.head-cta .hide-m{display:none}
  .burger{display:inline-flex}
  .head-cta{margin-left:auto}
  .g4,.steps{grid-template-columns:repeat(2,1fr)}
  .tiles{grid-template-columns:repeat(4,1fr)}
  .tiles.small{grid-template-columns:repeat(4,1fr)}
  .guides{grid-template-columns:repeat(4,1fr)}
  .site-footer .cols{grid-template-columns:1fr 1fr 1fr}
}
@media (max-width:900px){
  .topbar{display:none}
  .form-wrap,.cpane,.two-bands{grid-template-columns:1fr}
  .cout{border-left:0;border-top:1px solid var(--line)}
  .g3{grid-template-columns:repeat(2,1fr)}
  section{padding:46px 0}
}
@media (max-width:620px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .site-header .wrap{min-height:64px;gap:8px}
  .brand-name{display:none}
  .g2,.g3,.g4,.steps,.fgrid{grid-template-columns:1fr}
  .tiles{grid-template-columns:repeat(3,1fr);gap:8px}
  .tile{min-height:108px;padding:12px 6px;font-size:14px}
  .tile .ci{width:40px;height:40px}
  .tiles.small{grid-template-columns:repeat(2,1fr)}
  .hero{padding:34px 0 32px}
  .hero .actions .btn{flex:1 1 100%}
  .form,.cin,.cout,.quiz,.info,.band{padding:18px}
  .donut{width:104px;height:104px}
  .guides{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:10px;padding-bottom:6px}
  .guide{flex:0 0 132px;scroll-snap-align:start}
  .site-footer .cols{grid-template-columns:1fr 1fr}
  .site-footer .cols>div:first-child,.site-footer .cols>div:last-child{grid-column:1/-1}
  .wa-float span{display:none}
  .wa-float{padding:13px}
  .logo-tile{width:140px;height:70px}
  .rail-btn{display:none}
  .actions .btn{flex:1 1 auto}
}
@media (max-width:430px){
  .brand-link img{height:40px}
  .head-cta .btn{padding:10px 12px;font-size:14px}
  .burger{width:42px;height:42px}
  .btn{white-space:normal}
  .chip-links{grid-template-columns:1fr}
}
@media (max-width:370px){.tiles{grid-template-columns:repeat(2,1fr)}.head-cta .btn-main{display:none}.site-footer .cols{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

/* =====================================================================
   3D icons (sites with icons="3d") and the insurance shield badge
   ===================================================================== */
.i3d{object-fit:contain;transition:transform .2s}
.i3d-wrap{position:relative;display:inline-grid;flex:none}
.i3d-wrap .badge .chk{stroke:var(--badge-check,#fff)}
.i3d-wrap .badge{position:absolute;right:-9%;bottom:-7%;width:46%;height:auto;filter:drop-shadow(0 2px 3px rgba(16,60,110,.35))}
.tile:hover .i3d,.ins-grid a:hover .i3d,a.card:hover .i3d{transform:scale(1.07)}
.btn-block{width:100%}
.btn-ghost{border-color:rgba(255,255,255,.5);color:#fff;background:transparent}
.btn-ghost:hover{background:#fff;color:var(--brand-dark);border-color:#fff}
.mbar{display:none}

/* =====================================================================
   "classic" layout (PolicyE): split hero with quote box, eyebrow
   headings, cards, dark claim band, blue partner band, blog
   ===================================================================== */
.lay-classic h1,.lay-classic h2{letter-spacing:-.02em}
.lay-classic section{padding:52px 0}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:700 13px/1 var(--font-body);letter-spacing:.12em;text-transform:uppercase;color:var(--eyebrow,var(--brand))}
.lay-classic .sec-head{margin-bottom:22px}
.lay-classic .sec-head h2{font-size:clamp(24px,2.5vw,32px);margin-top:8px}
.lay-classic .sec-head p{font-size:16px;margin-top:4px}
.lay-classic .sec-head .link{white-space:nowrap}
.lay-classic .dd-menu{left:0;transform:none}
.lay-classic .dd-menu .ci.sm{width:30px;height:30px}
.lay-classic .dd-menu a{padding:8px 12px}

/* nested menus: dropdown slides down, flyouts slide out sideways (no icons, by request) */
.fly{position:absolute;top:calc(100% + 10px);left:0;z-index:60;min-width:240px;margin:0;padding:8px;list-style:none;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 22px 48px rgba(10,25,45,.16);opacity:0;visibility:hidden;transform:translateY(10px);transition:opacity .2s ease,transform .25s cubic-bezier(.2,.8,.2,1),visibility 0s linear .25s}
.fly::before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
.dd.open>.fly{opacity:1;visibility:visible;transform:none;transition-delay:0s}
.fly li{position:relative}
.fly a,.fly .sub{display:flex;align-items:center;justify-content:space-between;gap:18px;width:100%;padding:10px 14px;border-radius:9px;font:600 15px/1.25 var(--font-body);color:var(--ink);text-align:left;white-space:nowrap;transition:background .15s,color .15s,padding .15s}
.fly a:hover,.fly a:focus-visible,.fly .sub:hover,.has-sub.open>.sub{background:var(--brand-tint);color:var(--brand)}
.fly>li>a:hover{padding-left:18px}
.fly .sub .ic{width:14px;height:14px;opacity:.65;transition:transform .2s}
.has-sub.open>.sub .ic{transform:translateX(3px);opacity:1}
.fly .fly{top:-9px;left:calc(100% + 10px);transform:translateX(-10px);max-height:calc(100vh - 140px);overflow-y:auto}
.fly .fly::before{top:0;bottom:0;left:-14px;right:auto;width:14px;height:auto}
.has-sub.open>.fly{opacity:1;visibility:visible;transform:none;transition-delay:0s}
.fly .fly.flip{left:auto;right:calc(100% + 10px);transform:translateX(10px)}
.has-sub.open>.fly.flip{transform:none}
.fly .more a{justify-content:flex-start;gap:8px;color:var(--brand);border-top:1px solid var(--line);border-radius:0 0 9px 9px;margin-top:4px;padding-top:12px}
.fly .more .ic{width:16px;height:16px}
@media (max-width:1279px){
  .lay-classic .nav,.lay-classic .head-cta .hide-m{display:none}
  .lay-classic .burger{display:inline-flex}
  .lay-classic .head-cta{margin-left:auto}
}

/* phone menu as sliding screens */
.drawer.drill .body{position:relative;overflow:hidden;padding:0}
.drawer .panes{position:absolute;inset:0}
.drawer .pane{position:absolute;inset:0;overflow-y:auto;padding:8px 12px 16px;background:#fff;transform:translateX(100%);visibility:hidden;transition:transform .3s cubic-bezier(.2,.8,.2,1),visibility 0s linear .3s}
.drawer .pane.on{transform:none;visibility:visible;transition-delay:0s}
.drawer .pane.left{transform:translateX(-30%)}
.drawer .row{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;padding:14px 10px;border-radius:10px;font:600 16.5px/1.25 var(--font-body);color:var(--ink);text-align:left;border-bottom:1px solid var(--line)}
.drawer .row.top{font-weight:700;font-size:17px}
.drawer .row .ic{width:18px;height:18px;opacity:.6}
.drawer .row:hover{background:var(--bg-soft)}
.drawer .row.more{color:var(--brand);justify-content:flex-start;gap:8px;border-bottom:0}
.drawer .back{display:inline-flex;align-items:center;gap:6px;padding:10px 6px;font-weight:700;color:var(--brand)}
.drawer .back .ic{width:18px;height:18px}
.drawer .pane[data-pane=root] .back{display:none}
.drawer.drill .foot{grid-template-columns:1fr 1fr;gap:8px;padding:10px 12px 12px}
.drawer.drill .foot .btn{padding:11px 8px;font-size:14.5px}
.drawer .pane-title{font:800 20px/1.2 var(--font-head);padding:4px 10px 10px;color:var(--ink)}

/* hero */
.hero.split{text-align:left;padding:40px 0 48px}
.hero.split .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero.split .wrap>*{min-width:0}
.hero.split h1{font-size:clamp(30px,3.9vw,50px);margin:0;letter-spacing:-.03em;line-height:1.1;max-width:none}
.hero.split .lead{margin:14px 0 0;max-width:540px;font-size:17px}
.hero.split .actions{justify-content:flex-start;margin-top:22px}
.hero.split .pill .ic{width:16px;height:16px}
.trust{display:flex;flex-wrap:wrap;gap:10px 24px;margin:24px 0 0;padding:0;list-style:none}
.trust li{display:flex;align-items:center;gap:8px;font-weight:700;font-size:15px;color:var(--hero-ink)}
.trust .ci{width:28px;height:28px}
.qbox{justify-self:end;width:100%;max-width:460px;background:#fff;color:var(--ink);border-radius:18px;padding:20px;box-shadow:0 30px 70px rgba(10,25,45,.16);border:1px solid var(--line)}
.qbox h2{font-size:20px}
.qbox>p{color:var(--muted);margin-top:2px;font-size:15px}
.ins-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:14px 0}
.ins-grid a{display:flex;flex-direction:column;align-items:center;justify-content:flex-start;gap:6px;padding:10px 4px 9px;border-radius:12px;border:1.5px solid var(--line);font-weight:700;font-size:13.5px;text-align:center;line-height:1.2;transition:border-color .15s,background .15s,transform .15s}
.ins-grid a:hover{border-color:var(--brand);background:var(--bg-soft);transform:translateY(-2px)}
.ins-grid .ci{width:38px;height:38px}
.qbox .small{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:10px;font-size:13.5px;color:var(--muted);text-align:center}

/* logo rail heading, tiles and cards */
.lay-classic .logos{border-top:0;padding:36px 0}
.lay-classic .logos-title{text-align:left;font:700 14px/1.3 var(--font-body);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:16px}
.lay-classic .tile{min-height:108px;border-radius:14px;gap:8px;padding:14px 8px;font-size:14.5px}
.lay-classic .tiles:not(.small){grid-template-columns:repeat(6,1fr)}
@media (max-width:1180px){.lay-classic .tiles:not(.small){grid-template-columns:repeat(4,1fr)}}
@media (max-width:620px){.lay-classic .tiles:not(.small){grid-template-columns:repeat(3,1fr)}}
@media (max-width:370px){.lay-classic .tiles:not(.small){grid-template-columns:repeat(2,1fr)}}
.lay-classic .tile .ci{width:44px;height:44px}
.lay-classic .tiles.small .tile{min-height:94px}
.lay-classic .tiles.small .ci{width:36px;height:36px}
.lay-classic .card{border-radius:14px;padding:18px}
.lay-classic .card h3{font-size:17px}
.lay-classic .card p{font-size:14.5px}
.lay-classic .icon-box{width:44px;height:44px;border-radius:12px}
.lay-classic .icon-box .ci{width:30px;height:30px}
/* compact loan / investment cards: icon beside the title */
.fin{gap:12px}
.fin .card{display:grid;grid-template-columns:44px 1fr;align-items:center;gap:6px 12px;padding:14px 16px}
.fin .card h3{font-size:16px;margin:0}
.fin .card p,.fin .card .go{grid-column:1/-1}
.fin .card p{font-size:14px;line-height:1.45}
.fin .card .go{padding-top:2px;font-size:14.5px}
.fin .card .go{white-space:nowrap}
.card.featured{background:var(--brand-dark);border-color:var(--brand-dark)}
.card.featured h3{color:#fff}
.card.featured p{color:rgba(255,255,255,.82)}
.card.featured .icon-box{background:#1FA855;color:#fff}
.card.featured .icon-box .ic{width:24px;height:24px}
.card.featured .link{color:var(--accent-on-dark,#8FD67A)}
.lay-classic .steps li{border-radius:14px;padding:18px}
.lay-classic .steps h3{font-size:17px}
.lay-classic .steps p{font-size:14.5px}
.lay-classic .steps .n{top:16px;right:16px;opacity:1;color:var(--brand);background:var(--brand-tint);border-radius:99px;padding:7px 11px;font-size:14px}

/* dark claim band */
.dark{background:var(--brand-dark);color:#fff}
.dark h2,.dark h3{color:#fff}
.dark .eyebrow{color:var(--accent-on-dark,#8FD67A)}
.claim-band{display:grid;grid-template-columns:1.05fr .95fr;gap:40px;align-items:center}
.claim-band h2{font-size:clamp(24px,2.8vw,34px);margin-top:10px}
.claim-band p{color:rgba(255,255,255,.84);font-size:16.5px;margin-top:10px;max-width:520px}
.claim-band .actions{margin-top:20px}
.dark .checks{gap:10px;margin:0}
.dark .checks li{font-size:15.5px;font-weight:600;color:#fff;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:11px 14px;gap:12px}
.dark .checks .ci{width:26px;height:26px}

/* business policies strip (endless, like the logo strip) */
.chip-rail .rail-track{gap:10px;padding:4px 0}
.biz-chip{flex:none;display:flex;align-items:center;gap:10px;padding:10px 16px 10px 12px;background:#fff;border:1px solid var(--line);border-radius:12px;user-select:none;-webkit-user-drag:none;transition:border-color .15s,box-shadow .15s}
.biz-chip:hover{border-color:var(--brand);box-shadow:0 6px 16px rgba(10,25,45,.08)}
.biz-chip .ci{width:30px;height:30px}
.biz-chip b{display:block;font-size:14.5px;line-height:1.25;white-space:nowrap}
.biz-chip small{display:block;font-size:12.5px;color:var(--muted)}

/* partner band with photo */
.partner{display:grid;grid-template-columns:1.15fr .85fr;align-items:end;gap:24px;background:linear-gradient(115deg,#E6F1F8 0%,#EEF6EC 100%);border:1px solid #D3E5EF;border-radius:20px;padding:0 24px 0 44px;overflow:hidden}
.pt-text{padding:38px 0 40px}
.partner h2{font-size:clamp(26px,3vw,38px);line-height:1.15;margin-top:8px}
.partner h2 em{font-style:normal;color:var(--accent)}
.partner p{color:var(--muted);font-size:16.5px;margin-top:10px;max-width:520px}
.pt-roles{list-style:none;margin:16px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.pt-roles li{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:99px;padding:6px 13px 6px 8px;font-weight:700;font-size:14px}
.pt-roles .ci{width:20px;height:20px}
.partner .actions{margin-top:22px}
.pt-img{display:flex;justify-content:center;align-self:end}
.pt-img img{width:100%;max-width:400px;height:auto;mix-blend-mode:multiply;display:block;margin-top:-10px}
@media (max-width:900px){
  .partner{grid-template-columns:1fr;padding:0 20px;gap:0}
  .pt-text{padding:28px 0 8px}
  .pt-img img{max-width:260px}
}

/* partner page head with the photo */
.lay-classic .page-head.partner-head{background:linear-gradient(115deg,#E6F1F8 0%,#EEF6EC 100%);padding-bottom:0}
.ph-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:end}
.ph-text{padding-bottom:30px}
.partner-head h1 em{font-style:normal;color:var(--accent)}
.partner-head .pt-img img{max-width:330px;margin-top:0}
@media (max-width:900px){.ph-grid{grid-template-columns:1fr;gap:0}.ph-text{padding-bottom:6px}.partner-head .pt-img img{max-width:230px}}

/* blue partner band */
.lay-classic .band-sec{padding-top:8px}
.band.blue{background:var(--brand);border:0;border-radius:18px;padding:26px 32px;flex-direction:row;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.band.blue h2{color:#fff;font-size:clamp(21px,2.4vw,28px)}
.band.blue p{color:rgba(255,255,255,.9);font-size:16px;margin-top:6px}

/* inner page heads (classic) */
.lay-classic .page-head{padding:26px 0 22px;background:var(--bg-soft);border-bottom:1px solid var(--line)}
.lay-classic .page-head h1{font-size:clamp(26px,3vw,38px);letter-spacing:-.03em}
.lay-classic .page-head p{font-size:16px;margin-top:6px}
.lay-classic .page-head .crumbs{margin-bottom:8px}
.lay-classic .page-head .actions{margin-top:14px}
.lay-classic .page-head+section{padding-top:28px}
.lay-classic .page-head p{color:var(--muted)}
.lay-classic .crumbs{color:var(--muted)}
.lay-classic .crumbs a{color:var(--brand)}

/* blog */
.blog-msg{grid-column:1/-1;color:var(--muted);font-weight:600;padding:12px 0}
.post .cover{width:calc(100% + 36px);margin:-18px -18px 6px;aspect-ratio:16/9;object-fit:cover;border-radius:14px 14px 0 0;max-width:none}
.prose .cover{width:100%;border-radius:14px;margin:0 0 22px}
.blog-ic{width:56px!important;height:56px!important}.blog-ic .ci{width:40px!important;height:40px!important}
.post .meta{color:var(--muted);font-weight:600;font-size:14px;margin-top:4px}
.post h3{font-size:19px;line-height:1.3}
.post-head h1{max-width:900px}
.post-head .meta{display:flex;align-items:center;gap:8px;font-weight:600;font-size:15px;margin-top:14px}
.post-wrap{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start}
.post-wrap .side{position:sticky;top:110px}
.prose{max-width:720px;font-size:17px;line-height:1.75;color:#1F3442}
.prose h2{font-size:clamp(22px,2.6vw,27px);margin:36px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:20px;margin:26px 0 10px}
.prose p{margin:0 0 16px}
.prose ul,.prose ol{margin:0 0 18px;padding-left:24px;display:grid;gap:8px}
.prose li::marker{color:var(--brand);font-weight:700}
.prose a{color:var(--brand);font-weight:700;text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}
.prose strong{color:var(--ink)}
.tip .actions{display:flex;flex-wrap:wrap;gap:8px}

@media (max-width:1180px){
  .lay-classic .g4.fin{grid-template-columns:repeat(3,1fr)}
  .post-wrap{grid-template-columns:minmax(0,1fr) 280px;gap:32px}
}
@media (max-width:900px){
  .hero.split .wrap,.claim-band,.post-wrap{grid-template-columns:1fr}
  .hero.split{padding:40px 0 48px}
  .post-wrap .side{position:static}
  .lay-classic section{padding:44px 0}
  .lay-classic .g4.fin{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:620px){
  .lay-classic section{padding:36px 0}
  .hero.split{padding:26px 0 34px}
  .hero.split h1{font-size:clamp(28px,8vw,36px)}
  .qbox{max-width:none}
  .hero.split .actions .btn{flex:1 1 auto}
  .trust{gap:10px 18px;margin-top:22px}
  .trust li{font-size:14.5px}
  .qbox{padding:18px;border-radius:18px}
  .ins-grid{gap:8px}
  .ins-grid a{padding:12px 4px 10px;font-size:13px;border-radius:12px}
  .ins-grid .ci{width:36px;height:36px}
  .lay-classic .tile .ci{width:38px;height:38px}
  .lay-classic .tile{min-height:96px;font-size:13.5px}
  .lay-classic .tiles.small .ci{width:34px;height:34px}
  .lay-classic .g4.fin{grid-template-columns:1fr 1fr;gap:10px}
  .fin .card{padding:12px;grid-template-columns:36px 1fr;gap:6px 10px}
  .fin .card h3{font-size:15px}
  .fin .card p{font-size:13.5px}
  .fin .icon-box{width:36px!important;height:36px!important}
  .fin .icon-box .ci{width:26px!important;height:26px!important}
  .lay-classic .icon-box{width:42px;height:42px}
  .lay-classic .icon-box .ci{width:28px;height:28px}
  .band.blue{padding:22px 18px}
  .band.blue .actions,.band.blue .actions .btn{width:100%}
  .prose{font-size:17px}
  /* bottom action bar on phones */
  .mbar{position:fixed;left:0;right:0;bottom:0;z-index:45;display:grid;grid-template-columns:1fr 1.15fr 1.35fr;gap:8px;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(10,25,45,.1);padding:8px 10px calc(8px + env(safe-area-inset-bottom))}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:6px;min-height:48px;border-radius:12px;font-weight:700;font-size:15px;border:1.5px solid var(--line-strong);color:var(--ink);white-space:nowrap}
  .mbar .ic{width:19px;height:19px}
  .mbar a.wa{background:#1FA855;border-color:#1FA855;color:#fff}
  .mbar a.quote{background:var(--accent);border-color:var(--accent);color:#fff}
  .lay-classic .wa-float{display:none}
  .lay-classic .site-footer{padding-bottom:96px}
}
@media (max-width:400px){
  .mbar{gap:6px;padding-left:8px;padding-right:8px}
  .mbar a{font-size:13.5px;gap:4px}
  .mbar a:not(.wa) .ic{display:none}
  .fin .card p{display:none}
}
@media (max-width:350px){
  .ins-grid{grid-template-columns:repeat(2,1fr)}
  .lay-classic .g4.fin{grid-template-columns:1fr}
  .fin .card p{display:block}
}


/* ---------- classic: compact buttons, forms, side panels and calculators ---------- */
.lay-classic .btn{padding:11px 20px;font-size:15px;border-radius:10px}
.lay-classic .btn-sm{padding:9px 14px;font-size:14px}
.lay-classic .form-wrap{gap:18px}
.lay-classic .form{padding:22px 24px;border-radius:14px}
.lay-classic .form h2{font-size:21px}
.lay-classic .form>.fbody>p.sub{font-size:15px;margin-top:2px}
.lay-classic .fgrid{gap:12px 14px;margin-top:16px}
.lay-classic .field{gap:5px}
.lay-classic .field label,.lay-classic .field .lbl{font-size:14px}
.lay-classic .field input,.lay-classic .field select,.lay-classic .field textarea{padding:10px 12px;font-size:15px;border-radius:9px}
.lay-classic .phone span{padding:0 10px;font-size:15px}
.lay-classic .field textarea{min-height:72px}
.lay-classic .chips label{padding:8px 12px;font-size:14.5px}
.lay-classic .consent{margin-top:14px;font-size:14px}
.lay-classic .form-actions{margin-top:14px}
.lay-classic .form-note{margin-top:10px;font-size:13.5px}
.lay-classic .side{gap:12px}
.lay-classic .info{padding:18px;gap:10px;border-radius:14px}
.lay-classic .info h3{font-size:17px}
.lay-classic .info .row .icon-box{width:38px;height:38px;border-radius:10px}
.lay-classic .info .row .icon-box .ci{width:24px;height:24px}
.lay-classic .info small{font-size:12.5px}
.lay-classic .info .row a,.lay-classic .info .row span{font-size:15px}
.lay-classic .tip{padding:16px;gap:8px;border-radius:14px}
.lay-classic .tip h3{font-size:16px}
.lay-classic .tip h3 .ci{width:26px;height:26px}
.lay-classic .tip p,.lay-classic .tip li{font-size:14.5px}
.lay-classic .cin{padding:20px;gap:18px}
.lay-classic .cout{padding:20px;gap:12px}
.lay-classic .cbig{font-size:clamp(26px,2.8vw,34px)}
.lay-classic .donut{width:112px;height:112px}
.lay-classic .ctabs button{padding:8px 12px;font-size:14.5px}
.lay-classic .quiz{padding:20px;gap:14px}
.lay-classic .biz{padding:16px}
.lay-classic .biz h3{font-size:18px;margin-bottom:10px}
.lay-classic .biz h3 .ci{width:32px;height:32px}
.lay-classic .chip-links a{padding:8px 11px;font-size:14.5px}
@media (max-width:620px){.lay-classic .form{padding:18px 16px}.lay-classic .page-head+section{padding-top:20px}}
@media (min-width:621px){.ins-grid a span{white-space:nowrap;letter-spacing:-.01em}}
.fin .card{grid-template-rows:auto 1fr auto;align-items:start}
.fin .card .icon-box{align-self:center}
.fin .card h3{align-self:center}
.fin .card .go{align-self:end}
.pt-img img{-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 8%,#000 92%,transparent 100%),linear-gradient(180deg,transparent 0,#000 9%);-webkit-mask-composite:source-in;mask-image:linear-gradient(90deg,transparent 0,#000 8%,#000 92%,transparent 100%),linear-gradient(180deg,transparent 0,#000 9%);mask-composite:intersect}